Smart financial protection for Brazilians living in the U.S.
Life insurance with living benefits designed to protect your income and your family when it matters most.
Maintaining stability requires planning.
In the United States, a health events can directly impact your income and your family. Planning is not fear: It is responsibility.
I provide strategic financial planning solutions.
Including:
- Life insurance with living benefits
- Traditional life insurance
- Retirement income annuities
Customized solutions designed to protect your income, assets, and long-term stability.
Life Insurance
Term Life Insurance: Coverage for a specific period. Affordable option with no cash value accumulation.
Whole Life Insurance: Lifetime coverage with guaranteed cash value growth.
Universal Life Insurance: Flexible premiums and adjustable coverage with cash value growth.
Indexed Universal Life (IUL): Flexible coverage with cash value growth tied to market indexes, offering growth potential with downside protection.
Annuities
Annuities are designed to provide predictable retirement income.
Fixed Annuity: Guaranteed interest rate
Variable Annuity: Growth based on market performance
Indexed Annuity: Market-linked growth with principal protection
Immediate Annuity: Income starts shortly after funding
Deferred Annuity: Tax-deferred growth for future income
Process
1- Free strategic consultation
2 – Assessment of your goals and financial profile
3 – Customized plan recommendations
4 – Clear guidance before making any decision
5 – Ongoing support after enrollment
Online service across all U.S. states.
Living benefits allow you to access part of your policy’s value if a covered serious event occurs, such as:
- Invasive cancer
- Stroke
- Heart attack
- Permanent disability
Funds can be used for medical costs, household expenses, or income replacement.
It does not replace health insurance. It strengthens your financial structure.
Meet Soraya
Who am I?
I’m Brazilian, an immigrant, and a financial strategist.
After living 23 years in the UK and now in the U.S., I understand the challenges of building financial stability abroad.
My approach is transparent, strategic, and focused on long-term protection for what matters most.
Build your family’s financial security today. Schedule your free consultation.
Expertise and care
Competitive Advantage
Top-notch Support
We offer round-the-clock availability for your convenience. Reach out to us via chat or phone call to discuss any issues you may have.
Professional Agent
Our team compromises experts in all levels of insurance, ensuring you can afford coverage tailored to your needs.
The Best in North Dakota
With your agreement, we will sign a contract to begin performing the service necessary to achieve your objective and pursue your rights.
Most common questions
Frequently Asked Questions
No. It complements your overall financial plan.
Yes, according to policy terms and conditions.
Yes. There is no cost and no obligation.
Contact Me
agent@sorayabonfimfs.com
Call to us
+17018332048