Financial security with someone who understands you.
Protect your future with smart and affordable planning.
“Protecting your loved ones is the most important decision you can make. I’m here to make this process simple, accessible, and effective for everyone, no matter your situation—because your family deserves security.”
“Life can be complicated, but protecting yourself and those you love doesn’t have to be — this is where I can help. My vision is to bring peace of mind to everyone I touch.
At the end of the day, what you want is to protect what matters most: your family.”
Why Soraya Bonfim?
I work with empathy and expertise, helping you find the ideal solution to protect your family.
My commitment goes beyond selling—I build trusting relationships to safeguard your financial future. Life insurance with someone who truly understands you!
- Free consultation before finalizing any policy.
- Customized plans tailored to your needs and goals.
- A variety of life insurance options, including living benefits and annuities, for you to choose from.
- Comprehensive support before, during, and after your policy is in place.
- Personalized service, with full dedication and commitment to you and your family.
Life Insurance: Protecting Your Financial Future
Life insurance provides financial protection for your family in the event of death, serious illness, or disability, covering expenses such as funeral costs, debts, and living expenses. Each type of insurance has specific features and benefits, so it’s important to understand your needs before choosing the right one.
Here’s a brief overview of different types of life insurance:
Term Life Insurance: Provides coverage for a specific period (e.g., 10, 20, or 30 years). It is more affordable but does not accumulate cash value.
Whole Life Insurance: Offers lifetime coverage with a cash value component that grows over time and can be withdrawn or borrowed against.
Universal Life Insurance: Provides flexible payments and benefits, with a cash value that earns interest over time.
Variable Life Insurance: Premiums are invested in different options, meaning the cash value and death benefit fluctuate based on investment performance.
Indexed Universal Life Insurance: Combines universal life insurance with cash value growth linked to stock market performance.
Annuities: Ensuring Financial Stability in Retirement Annuities provide a regular income in exchange for a lump sum or periodic payments, offering financial security for retirement. Each type of annuity comes with unique benefits and features designed to meet different financial goals and risk tolerances.
Annuities
Here’s an overview of the main types of annuities:
Fixed Annuity: Offers a guaranteed interest rate for a set period, providing stable growth and predictable income.
Variable Annuity: Allows investment in various options, with returns dependent on market performance.
Indexed Annuity: Linked to a stock market index, offering potential for higher returns while providing downside protection.
Immediate Annuity: Provides instant payments after a single premium, ensuring a steady income stream.
Deferred Annuity: Allows tax-deferred growth until withdrawals begin, making it ideal for retirement planning.
Meet Soraya
Who am I?
Being an immigrant is challenging—I know this firsthand because I’ve lived it. I’m Brazilian, lived in the UK for 23 years, and now, in the U.S., I help Brazilians achieve what truly matters: security, peace of mind, and a protected financial future.
With years of international experience, I’ve learned that financial stability is not a privilege but a right—and that planning is the best way to ensure protection and peace of mind for you and your family.
As a financial strategist, my commitment goes beyond selling insurance. I work with transparency, empathy, and expertise to help you make informed and confident decisions about your future. My goal is to turn your uncertainty into confidence and your questions into a solid financial plan.
If you’re looking for a secure way to protect your loved ones, I’m here to guide you every step of the way with clarity and confidence.
Expertise and care
Competitive Advantage
Top-notch Support
We offer round-the-clock availability for your convenience. Reach out to us via chat or phone call to discuss any issues you may have.
Professional Agent
Our team compromises experts in all levels of insurance, ensuring you can afford coverage tailored to your needs.
The Best in North Dakota
With your agreement, we will sign a contract to begin performing the service necessary to achieve your objective and pursue your rights.
Most common questions
Frequently Asked Questions
Life insurance is a financial product that provides a lump-sum payment to your beneficiaries upon your death. It serves as financial protection for your loved ones, ensuring they have financial support in the event of your passing.
The amount of life insurance coverage you need depends on various factors, such as your financial obligations, income, and future needs. Our experts can help you assess your specific situation to determine an appropriate coverage amount.
You can contact our customer service team to make changes to your policies or discuss any updates. Whether it’s adjusting coverage amounts or beneficiaries or making changes to your annuity payment structure, we’re here to assist you.
Contact information
Contact Me
agent@sorayabonfimfs.com
Call to us
+17018186088